HUD First Time Home Buyer Grant

It can be exciting to buy a house, but also overwhelming. But it doesn't have be overwhelming. The HUD-approved housing counseling agency is available to help you every step of the process. They can provide information and answers about every step in your home purchase. Your housing counselor will give you the information and confidence to make the right decisions on the way to making that big move.

HUD First Time Home Buyer Grant
HUD First Time Home Buyer Grant

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1 Sharpen your Financial Focus, Roll and Moulton (2016)
2 Urban Institute

HUD First Time Home Buyer Grant

The Road To Responsible, Sustainable Homeownership

It doesn't mean you have to do it all alone. A HUD-approved housing counselor offers impartial, experienced support for every step of the homebuying process.

  • STEP 1
Reach out to your local HUD-approved housing counseling agency

Just a click or call away to find the closest HUD-approved housing counseling agency.

  • STEP 2
Find out how much you can afford

You can find out if you are ready to purchase a new home right now or what you need do to get there.
- Get a close look at your financial picture
Learn how to improve your credit score.
- Make a budget that is realistic and takes into consideration the cost of buying a home

  • STEP 3
Get ready for the purchase

There is a lot you need to know, and much to do. But knowledge is power. Step by step, your HUD-approved housing counselor can guide you. Soon you will be able to understand the steps involved in making your mortgage process successful.
- Different types and types of mortgages
What you need to know about mortgage terms
Prequalification vs. pre-approval: What is the difference?
- Home appraisals
- How to apply for a loan
Understanding down payments

  • STEP 4
    Shopping for a New Home

This is where the fun begins! Before you visit open houses, it is important to understand what you should be shopping for. There are many options available and many things to consider.
Target price range
- The location of your home
- Which type of home is right for you?
- How to weigh your wants versus your needs

  • STEP 5
    How to Close a Successfully

You've been waiting, but this is the moment you need. There are many things you should do before you sign the dotted line. Your HUD-approved housing counselor can make sure that you are fully prepared for the big day.
Closing: What can you expect?
- All documents and paperwork required
- Payment of the down payment and closing expenses

HUD First Time Home Buyer Grant



Are You Thinking of Buying a Home? The HUD can help!

Learn the steps involved in homebuying. Why consult a HUD-certified housing counselor first? Call Jason Whigham at (916)-413-3967 and get your questions answered Your Los Angeles Mortgage Brokers. 


Sacramento first time home buyer
first time buyer


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Mortgage Brokers for CA First-Time Homebuyers

Team Whigham serves all of California, including Sacramento, Roseville, Folsom, El Dorado Hills, Rocklin, Davis, Granite Bay, Loomis, Auburn, El Dorado, Placer County, El Dorado County, Sacramento County, and surrounding areas. ʼ

Northern and Southern California First-Time Homebuyer Programs


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California Areas Serviced

Call My-Down Payment Assistance 916-413-3967 - Team Whigham service all of Northern California and Southern California! Some areas included are: Sacramento | Natomas | Rosemont | Galt | New Castle | La Riviera | Rancho Cordova | Cameron Park | Fabulous Forties | Florin | Foothill Farms | Orangevale | Rio Linda | Elverta | Citrus Heights | Folsom | El Dorado Hills | Carmichael | Roseville | Lincoln | Loomis | Lodi | Antelope | Auburn | Granite BayWest Roseville | Sun City Lincoln | Sun City Roseville | Auburn | Penryn | Gold River | Land Park | East Sacramento | Elk Grove| Pocket Area | Davis | Woodland | Contra Costa County | San Francisco County | Antelope | San Diego County |  Alameda County | Yuba City | Ione CA | Jackson CA | North Highlands | Los Angeles County| Orange County | Long Beach | Los Angeles County | Placer County | El Dorado County | Amador County | San Diego County | San Bernardino County | Orange County | Alameda County | Sacramento County and many more in the Northern California and Southern California area.

Jason Whigham | NMLS #1448396 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2314 S Val Vista Dr, Suite 201, Gilbert, AZ 85295 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. |
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