Sacramento First Time Buyer.

Down Payment Assistance.

Afford more than you imagined with as little as 0% down on mortgages up to $510,400
Takes two minutes. Find your down payment assistance.


Find the Lowest Down Payment

Down Payment Assistance Can Help

First Time Home Buyer
Our Sacramento first time home buyer program is available not only to Sacramento first time buyer but all California home buyers. Buyer with 620 credit score use this assistance for the down payment and closing costs.
Down Payment Assistance
We offer Sacramento down payment assistance program to help home buyers make their down payment when looking to purchase homes.
Home Purchase
Mortgage programs that best suits you and guide you throughout the process of purchasing your dream Sacramento home. Conventional, FHA, VA, and USDA 30-year mortgages are allowed with down payment assistance.
Refinance  / Reverse Mortgages
We find you the mortgage option that caters to your exact financial needs. helps Sacramento homeowners access a refinance, in addition to the best reverse mortgage programs.

How it works


Choose your best option

Firstly, compare all the first time home buyer down payment options available to have an overview of the loan program, repayment terms, interest rate and monthly mortgage payment.

Choose your best option

Choose the best payment assistance program that suits your exact home buying needs. Check for CalHFA, OpenDoors GSFA, conventional loans, etc., to select the one that fits your home purchase.

Submit an application

After choosing your program, you submit an application for processing and approval. (receive pre-approval letter from your loan officer Jason Whigham. Jason Whigham is a Down Payment Assistance Specialist in Roseville California) 

Frequently Asked Questions

Q: How does a home buyer qualify for Down Payment Assistance (DPA) Programs?

First Time Buyer or Non First Time Buyer must have qualifying income, meet 620 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How much DPA funds are available for my down payment?

Up to $24,200. The of DPA funds available will depend on program and option you choose. We review all these options with you.

Q: Do you offer a FHA Loan with DPA?

Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA 30-year mortgages. Each loan is paired with the down payment assistance program.

Q: Can down payment assistance help me buy a home?

Yes, Califonia’s Golden State Finance Authority (GSFA) created the Platinum Program, which provides low-to-moderate income California homebuyers with down payment and/or closing cost assistance to help them achieve their goals of purchasing a home.

Q: What kind of home loan is used with First Time Buyer and NON First Time Buyer DPA Programs?

DPA programs can offer Conventional, FHA, VA and USDA loans.

Q: What is the first step to take advantage of down payment assistance?

Start with “FIND MY DOWN” answer the questions, connect with Jason Whigham our down payment assistance/First Time Buyer and Non First Time Buyer specialist and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can start your estimate today. Without affecting your credit score.
Won't affect your credit score.

Call Customer Service: 800-807-5022

Mon-Fri 8:00 AM – 6:00 PM PST | Sat 9:00 AM – 12:00 PM

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Team Whigham Serving all of California Residence - Sacramento, Roseville, Folsom, El Dorado Hills, Rocklin, Davis, Granite Bay, Loomis, Auburn, El Dorado, Placer County, El Dorado County, Sacramento County and Surrounding areas Call us for more information 800-807-5022

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