Mortgage Broker in Sacramento CA

Review My-Down Payment Assistance Programs & Grants. Then, Contact Local Mortgage Broker Jason Whigham.

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Start our survey to explore local down payment assistance programs & grants. Next call mortgage broker Jason Whigham to get started now.

My-Down Payment Assistance Programs & Down Payment Grants

Mortgage Brokers In California

CA First Time Home Buyer - My-Down Payment

Experience the benefits of our 2024 California first-time home buyer programs, designed to cater to all California home buyers, extending beyond just Roseville first-time homebuyers. Utilize this assistance for down payments and closing costs, even if your credit score is as low as 600.

CA Down Payment Assistance - My-Down Payment

Explore our exclusive California Down Payment Assistance Program for 2024, dedicated to supporting homebuyers in facilitating their down payments throughout the home buying journey. Discover the top mortgage lenders in Roseville, CA to enhance your home financing experience.

 
 
CA Home Purchase - My-Down Payment

Discover tailored mortgage programs in Roseville, California designed to fit your needs. Our expert guidance will seamlessly walk you through the entire home-buying process. Benefit from California down payment assistance available for 30-year conventional, FHA Loans, VA, USDA mortgages, as well as Reverse mortgages and HECMs. Find the perfect financial solution for your home ownership journey in Roseville, California.

CA Refinance / North Sacramento CA Reverse Mortgages

We specialize in identifying the mortgage option that aligns perfectly with your unique financial needs. My-Down Payment is here to support North Sacramento, California homeowners in securing refinancing opportunities and accessing the finest reverse mortgage programs available. Your financial goals are our priority.

How does DPA in CA work?

1
Participate in our quick 1-minute survey to uncover the down payment assistance options available in California for the year 2024. Your input will help us tailor our assistance to your specific needs. Start now and take the first step toward your homeownership goals.
2
  • Complete your application for a thorough review and approval. Your dedicated Roseville, CA loan officer or mortgage broker, Jason Whigham, will furnish you with a pre-approval letter.
  • Count on Jason Whigham, a specialist in down payment assistance in Roseville, California, to guide you through the process.
  • Explore popular California loan options, such as CalHFA, OpenDoors, and more, by simply filling out an application. Other notable choices include CalHFA, OpenDoors GSFA, conventional loans, and various alternatives to suit your financial preferences.
3

California mortgage broker Jason Whigham will contact you via phone or text to discuss your CA down payment assistance options.

Jason will assist you with your CA home loan and CA down payment assistance after you have selected your program. In addition, Jason can put you in touch with his preferred realtors.

She specializes in first-time homebuyer programs in Roseville and California. Consider receiving seller credits to help offset your closing costs... Begin right now.

Review CA Down Payment Assistance - Mortgage Brokers Near Me

Frequently Asked Questions

Q: How does a home buyer qualify for Sacramento Down Payment Assistance (DPA) Programs?

Sacramento First Time Home Buyer or Non First Time Buyer must have qualifying income, meet 580 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How much DPA funds are available for my down payment?

Up to $24,200. The of DPA funds available will depend on program and option you choose. We review all these options with you.

Q: Do you offer a CA FHA Loan with DPA?

Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA 30-year mortgages. Each loan is paired with the down payment assistance program.

Q: What is first-time home buyer programs California 2024?

The 2022 conforming loan are going from $548,250 to $647,200 for a single-family home in 2022. That's an increase of 18.05% year over year. In contrast, the increase from 2020 to 2021 was only 7.4%. 

Orange County's conforming loan limit is $970,800. Please Call Jason Whigham to get your loan limits in your specific County. 

Q: Can CA down payment assistance help me buy a home?

Yes, Califonia’s Golden State Finance Authority (GSFA) created the Platinum Program, which provides low-to-moderate income California homebuyers with down payment and/or closing cost assistance to help them achieve their goals of purchasing a home.

Q: What kind of home loan is used with First Time Buyer and NON First Time Buyer DPA Programs?
DPA programs can offer Conventional, FHA, VA and USDA loans.
 
 
Q: What is the first step to take advantage of Sacramento CA down payment assistance?

Start with “FIND MY DOWN” answer the questions, connect with Jason Whigham our Sacramento CA down payment assistance/ Sacramento CA First Time Buyer and Non CA First Time Buyer specialist. Plus have your options emailed to you as well.

Q: What is Down payment assistance programs California 2022?

Down payment assistance programs in California are programs that give California residance access to down payment options and low down payment options for 2024. 

"Thank you Team Whigham for getting our family a low rate while paying off school loan debt. I am grateful for your team and your great services during this time." J. Rodriguez

"Your process was painless and the customer service was incredible. My family and I truly appriciate your guidance throughout the refinance process. Thank you a ton." Jen W.

Contra Costa County Down Payment Assistance

Jason Whigham

Branch Manager And Independent Mortgage Broker at Barrett Financial Group L.L.C.
HUD FIRST TIME HOME BUYER GRANT

GET APPROVED / PRE-APPROVAL LETTER

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Call Customer Service: 916-413-3967
Mon-Fri 8:00 AM – 6:00 PM PST
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Mortgage Brokers for CA First-Time Homebuyers

Team Whigham serves all of California, including Sacramento, Roseville, Folsom, El Dorado Hills, Rocklin, Davis, Granite Bay, Loomis, Auburn, El Dorado, Placer County, El Dorado County, Sacramento County, [cities count="50"] and surrounding areas. ʼ

Northern and Southern California First-Time Homebuyer Programs

 

  • First Time Home Buyer California
  • Down Payment Assistance In California

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California Areas Serviced

Call My-Down Payment Assistance 916-413-3967 - Team Whigham service all of Northern California and Southern California! Some areas included are: Sacramento | Natomas | Rosemont | Galt | New Castle | La Riviera | Rancho Cordova | Cameron Park | Fabulous Forties | Florin | Foothill Farms | Orangevale | Rio Linda | Elverta | Citrus Heights | Folsom | El Dorado Hills | Carmichael | Roseville | Lincoln | Loomis | Lodi | Antelope | Auburn | Granite BayWest Roseville | Sun City Lincoln | Sun City Roseville | Auburn | Penryn | Gold River | Land Park | East Sacramento | Elk Grove| Pocket Area | Davis | Woodland | Contra Costa County | San Francisco County | Antelope | San Diego County |  Alameda County | Yuba City | Ione CA | Jackson CA | North Highlands | Los Angeles County| Orange County | Long Beach | Los Angeles County | Placer County | El Dorado County | Amador County | San Diego County | San Bernardino County | Orange County | Alameda County | Sacramento County and many more in the Northern California and Southern California area.

Jason Whigham | NMLS #1448396 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2314 S Val Vista Dr, Suite 201, Gilbert, AZ 85295 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
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