California Homebuyer: Click Here To Call Jason Whigham: 916-413-3967

Review CA Down Payment Assistance

Frequently Asked Questions

Q: How does a home buyer qualify for Sacramento Down Payment Assistance (DPA) Programs?

Sacramento First Time Home Buyer or Non First Time Buyer must have qualifying income, meet 580 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How much DPA funds are available for my down payment?

Up to $24,200. The of DPA funds available will depend on program and option you choose. We review all these options with you.

Q: Do you offer a CA FHA Loan with DPA?

Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA 30-year mortgages. Each loan is paired with the down payment assistance program.

Q: What is first-time home buyer programs California 2022?

The 2022 conforming loan are going from $548,250 to $647,200 for a single-family home in 2022. That's an increase of 18.05% year over year. In contrast, the increase from 2020 to 2021 was only 7.4%.

Orange County's conforming loan limit is $970,800. Please Call Jason Whigham to get your loan limits in your specific County.

Q: Can CA down payment assistance help me buy a home?

Yes, Califonia’s Golden State Finance Authority (GSFA) created the Platinum Program, which provides low-to-moderate income California homebuyers with down payment and/or closing cost assistance to help them achieve their goals of purchasing a home.

Q: What kind of home loan is used with First Time Buyer and NON First Time Buyer DPA Programs?

DPA programs can offer Conventional, FHA, VA and USDA loans.

Q: What is the first step to take advantage of Sacramento CA down payment assistance?

Start with “FIND MY DOWN” answer the questions, connect with Jason Whigham our Sacramento CA down payment assistance/ Sacramento CA First Time Buyer and Non CA First Time Buyer specialist. Plus have your options emailed to you as well.

Q: What is Down payment assistance programs California 2022?

Down payment assistance programs in California are programs that give California residance access to down payment options and low down payment options for 2022.

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Mortgage Brokers for CA First-Time Homebuyers

Team Whigham serves all of California, including Sacramento, Roseville, Folsom, El Dorado Hills, Rocklin, Davis, Granite Bay, Loomis, Auburn, El Dorado, Placer County, El Dorado County, Sacramento County, and surrounding areas. ʼ

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Down Payment Assistance In California

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