Sacramento First Time Home Buyer or Non First Time Buyer must have qualifying income, meet 580 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Up to $24,200. The of DPA funds available will depend on program and option you choose. We review all these options with you.

Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA 30-year mortgages. Each loan is paired with the down payment assistance program.

The 2022 conforming loan are going from $548,250 to $647,200 for a single-family home in 2022. That's an increase of 18.05% year over year. In contrast, the increase from 2020 to 2021 was only 7.4%. 

Orange County's conforming loan limit is $970,800. Please Call Jason Whigham to get your loan limits in your specific County. 

Yes, Califonia’s Golden State Finance Authority (GSFA) created the Platinum Program, which provides low-to-moderate income California homebuyers with down payment and/or closing cost assistance to help them achieve their goals of purchasing a home.

Start with “FIND MY DOWN” answer the questions, connect with Jason Whigham our Sacramento CA down payment assistance/ Sacramento CA First Time Buyer and Non CA First Time Buyer specialist. Plus have your options emailed to you as well.

Down payment assistance programs in California are programs that give California residance access to down payment options and low down payment options for 2022.