BY: Jason Whigham
May 15, 2023


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Sacramento first time home buyer

Buying a House in Roseville California with a Mortgage Broker - My-Down Payment

The ability to own one's own home represents not just the realization of a major life goal but also a significant indicator of maturity. When you have children and decide you want to provide them with a better life and a safe refuge, you may decide to look into purchasing a home of your own.

Investing in a home is one of the most worthwhile things you can do since its value increases over time, and it can be passed down through generations. You may spend your whole life saving enough for a down payment on a California home, given how expensive the state's real estate market is. We have access to a variety of mortgage lending packages that can help make buying a property within your budget.

What Are My Financing Options in California?

Roseville Loans for First-Time Homebuyers - My-Down Payment 

Mortgage Brokers Roseville California 95661
Mortgage Brokers Roseville California 95661


A first-time homebuyer may qualify for a mortgage through one of many government programs. Switching from rent to a mortgage payment might feel like a large financial commitment. However, you have some leeway with regards to the minimum down payment, credit score, and first-time buyer programs. Get the details.

Roseville Mortgage for a Secondary or Vacation Home

With the help of a vacation home mortgage loan, you may acquire a second home in the ideal holiday location. You'll have a wonderful refuge to visit whenever you need a break from the stresses of everyday life, and you could even decide to make it your permanent home. We can assist you in locating a reputable mortgage company that offers competitive rates for financing a second property. Get the details.

Finance for Real Estate Investments

Putting your money into real estate is a safe and lucrative move. The benefits will continue to accrue for a long time. While home payments won't go up, rent probably will. In this way, you may put your rental properties to use in generating income for your family. Get the details.

Roseville Loans Guaranteed by the Federal Housing Administration

Because the government guarantees FHA (Federal Housing Administration) loans, financial institutions are more likely to provide sizable financing to customers with poor credit ratings. It has the lowest down payment and easiest eligibility conditions, making it the most widely available lending option. Get the details.

Roseville's Benefits of Obtaining a VA Loan

A Certificate of Eligibility for a Veteran Home Loan can be obtained if you are a veteran, guard or reserve member, or are on active duty. A home purchase with this lending program requires no initial cash outlay. 


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Call Customer Service: 916-413-3967
Mon-Fri 8:00 AM – 6:00 PM PST
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Call Customer Service: 916-413-3967
Mon-Fri 8:00 AM – 6:00 PM PST
Sat 9:00 AM – 12:00 PM

Mortgage Brokers for CA First-Time Homebuyers

Team Whigham serves all of California, including Sacramento, Roseville, Folsom, El Dorado Hills, Rocklin, Davis, Granite Bay, Loomis, Auburn, El Dorado, Placer County, El Dorado County, Sacramento County, and surrounding areas. ʼ

Northern and Southern California First-Time Homebuyer Programs


  • First Time Home Buyer California
  • Down Payment Assistance In California

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California Areas Serviced

Call My-Down Payment Assistance 916-413-3967 - Team Whigham service all of Northern California and Southern California! Some areas included are: Sacramento | Natomas | Rosemont | Galt | New Castle | La Riviera | Rancho Cordova | Cameron Park | Fabulous Forties | Florin | Foothill Farms | Orangevale | Rio Linda | Elverta | Citrus Heights | Folsom | El Dorado Hills | Carmichael | Roseville | Lincoln | Loomis | Lodi | Antelope | Auburn | Granite BayWest Roseville | Sun City Lincoln | Sun City Roseville | Auburn | Penryn | Gold River | Land Park | East Sacramento | Elk Grove| Pocket Area | Davis | Woodland | Contra Costa County | San Francisco County | Antelope | San Diego County |  Alameda County | Yuba City | Ione CA | Jackson CA | North Highlands | Los Angeles County| Orange County | Long Beach | Los Angeles County | Placer County | El Dorado County | Amador County | San Diego County | San Bernardino County | Orange County | Alameda County | Sacramento County and many more in the Northern California and Southern California area.

Jason Whigham | NMLS #1448396 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2314 S Val Vista Dr, Suite 201, Gilbert, AZ 85295 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. |
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