Sacramento VA Home Loans – Down Payment Assistance Options to Pay Sacramento Veterans Closing Cost
But just because Sacramento VA loans don’t require financing doesn’t mean home buyers can’t make a down payment. Most VA home buyers will make a down payment to lower their monthly payments. With Sacramento VA loan financing, there’s plenty of flexibility.
Sacramento California VA Loan Eligibility Requirements
you may be eligible for a Sacramento VA Home Loan if you meet one or more of the following conditions:
No mortgage insurance – Sacramento VA Loan
Conventional and FHA loans require mortgage insurance if a down payment of less than 20 percent is made on the loan. But the Sacramento VA loan, which is guaranteed, doesn’t require any type of mortgage insurance, even with 100% financing. This further reduces monthly payments, making it easier to afford a home.
The Sacramento VA loan process typically can take less 30 once you’re under contract on a home, although every buyer’s situation is different. There is no reason to wait to find a home to start the application process.
To start the process simply go to the top of the page and request a Sacramento VA Loan Officer to contact you.
Call Customer Service: 916-413-3967
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For CA First Time Home Buyers Loan Officers
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