CalHFA The CalHFA Equity Builder Loan program (FEBL) is a 10% forgivable down payment assistance program for first-time homebuyers with low incomes in California. This program will help build equity in the home and create wealth for those in financial need.
California Housing Finance Agency ( CalHFA), which funds the Forgivable equity Builder Loan (FEBL), whose goal it is to provide affordable financing and support low- and moderate-income Californians through sustainable assistance programs.
|Allowable First Mortgage||– CalHFA Conventional FHA and USDA|
|Forgivable Equity Builder Loan Maximum||10% of the appraised value or sales price (whichever is lower).|
|Income Limit||– Maximum 80% of AMI ( Income Checkup Tool).|
|Repayment||FEBL is forgiven 100% if the borrower remains in the house for at least 5 years. 0% interest rate
– A pro-rated annual basis will be applied to loans that are paid off prior to 5 years.
|Maximum CLTV||– 105%|
|Additional DPA||– Cannot be combined CalPLUS ZIP, MyHome Assistance|
Sacramento Down Payment Assistance
Sacramento down payment assistance for first time home buyers in California and non first time homebuyers. Call Jason Whigham at 916-413-3967 and get access to all the major down payment assistance and 100% financing options.
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Sacramento Down Payment Assistance For First Time Home Buyers In California
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Call Customer Service: 916-413-3967
Mon-Fri 8:00 AM – 6:00 PM PST
Sat 9:00 AM – 12:00 PM
For CA First Time Home Buyers Loan Officers
Team Whigham Serving all of California Residence - Sacramento, Roseville, Folsom, El Dorado Hills, Rocklin, Davis, Granite Bay, Loomis, Auburn, El Dorado, Placer County, El Dorado County, Sacramento County and Surrounding areas Call us for more information 916-413-3967First Time Home Buyer Programs In CA - Northern California And Southern California
CA Areas ServicedCall My-Down Payment Assistance 916-413-3967 - Team Whigham service all of Northern California and Southern California! Some areas included are: Sacramento | Natomas | Rosemont | Galt | New Castle | La Riviera | Rancho Cordova | Cameron Park | Fabulous Forties | Florin | Foothill Farms | Orangevale | Rio Linda | Elverta | Citrus Heights | Folsom | El Dorado Hills | Carmichael | Roseville | Lincoln | Loomis | Lodi | Antelope | Auburn | Granite Bay| West Roseville | Sun City Lincoln | Sun City Roseville | Auburn | Penryn | Gold River | Land Park | East Sacramento | Elk Grove| Pocket Area | Davis | Woodland | Contra Costa County | San Francisco County | Antelope | San Diego County | Alameda County | Yuba City | Ione CA | Jackson CA | North Highlands | Los Angeles County| Orange County | Long Beach | Los Angeles County | Placer County | El Dorado County | Amador County | San Diego County | San Bernardino County | Orange County | Alameda County | Sacramento County and many more in the Northern California and Southern California area.